901 Help

Memphis Homeowner Empowerment Loan Program

901HELP provides 10-year, low-interest home repair loans between $5,000 and $25,000 to low and moderate-income homeowners in the City of Memphis who meet income and other eligibility requirements. Homeowners must have owned and occupied their single family or duplex home for at least twelve (12) months.

How do I apply?

For an application and additional information, visit: www.Home901.org.

If you do not have internet access and need to request a printed copy of the application please call 901-272-1122.    

Contact: United Housing, Inc.; LISC@uhinc.org; 901-272-1122

What kinds of home repairs are eligible for this loan program?

If the home has health and safety hazards, those issues must be addressed first before other repairs can be made.  The following are sample projects: 

  • Correcting health and safety hazards including removal of lead (required)

  • Electrical repairs

  • Furnace replacement

  • Roof replacement

  • Plumbing

  • Energy efficiency upgrades

  • Door and window replacements

  • Porches and structural support