Home Repair Loan Program

Home Repair Loan Program

Thank you for your interest in United Housing’s (UHI) home improvement loan program. We are excited to have this loan program available to help you fix up your home.  Our home improvement/repair loan program is “secured”, meaning a lien will be placed on the subject property until the loan has been satisfied. This loan has a  very low fixed interest rate with a repayment term of 10 years. This makes an affordable monthly payment with a loan amount up to $15,000. UHI will base the value of the subject property upon the Shelby County Tax Assessor's value, therefore an appraisal will not be required. Please know these funds are limited, therefore the sooner you apply, the better. Learn More


Apply by clicking here, or submit the form below to begin your application online.



Call United Housing today at 901-272-1122 to find out how we can help you make the necessary repairs to your home!

Pay Your Application Fee Here:

Once you have completed the Home Repair Loan Program application, you may pay your $25 application fee, here:

home improvement loan infographic

P: +1 901.272.1122

2750 Colony Park Drive
Memphis, TN 38118



Monday-Thursday – 8:00am to 4:30pm
Friday – 8:00am to 3:30pm
Saturday-Sunday - Closed

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