United Housing provides quality homebuyer educatin and training to over 300 clients a year. This comprehensive program includes 10 hours of homebuyer education that is comprised of prescreening, individual counseling and group classes. Coursework includes:

• Credit profile management
• The importance of credit
• How to improve credit over time
• The different laws that regulate the use of credit
• How to qualify for a mortgage loan
• Selecting a house
• Working with a Realtor
• Home construction
• Basic home maintenance
• What happens at the loan closing
• Predatory lenders and foreclosure

For more information or to enroll in UHI's Homeownership Training classes, call our offices at 272-1122.